Privacy Policy

Last Updated: April 22, 2025

This Privacy Policy describes how Money AI, Inc. ("Fugio", "we", "our", or "us") collects, uses, and discloses information collected through websites and mobile applications owned and operated by us that link to this Privacy Policy, such as the Fugio mobile app and www.fugio.money, and any other interactions (e.g., customer service and other communications) that you may have with Fugio (collectively, the "Services").

PLEASE READ THIS PRIVACY POLICY CAREFULLY TO UNDERSTAND HOW WE HANDLE YOUR INFORMATION. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE DO NOT USE THE SERVICES.

This Privacy Policy includes the following sections:
1. Information We Collect
2. How We Use Your Information
3. Cookies and Similar Technologies
4. Online Analytics and Advertising
5. How We Share Your Information
6. How We Protect Your Information
7. Retention of Information
8. Third Party Links and Features
9. Children's Privacy
10. Your Choices
11. Notice to California Residents
12. Notice to Nevada Residents
13. Changes to this Privacy Policy
14. Contact Information

1. INFORMATION WE COLLECT

Information You Provide Directly. We collect information that you provide when you use the Services or otherwise communicate with us. For example, when you:

• Create an account to use the Services, we may collect contact and registration information...
• Interact with Services, we may collect information that you upload or provide...
• Contact us with questions, comments, or for customer service, we may collect contact information...
• Choose to integrate the Services with other apps/functionalities on your mobile device...

Information You Provide via Integration with Financial Data Sources. We collect information about you when you connect your registered account with us to financial institutions...

Information from Other Sources. We also obtain information from other sources, like other users of the Services...

If you access the Services through a third-party connection or log-in (e.g., through Sign in with Apple), you may allow us access to certain information from such third-party services...

We may also use third-party service providers, including artificial intelligence platforms such as OpenAI, to assist in delivering parts of the Services...

Automatically Collected Information. We may automatically receive and store certain information about the computer or device you use to access the Services...

• Device Information. We collect technical information associated with the device(s) you use to access our Services...
• Usage Information. We also collect a variety of information to better understand your use of our Services...
• Location Information. We also may collect your device's IP address...

2. HOW WE USE YOUR INFORMATION

We use your information in a variety of ways to provide the Services and to operate our business. In particular, we may use your information to:

• provide the information and Services you request;
• provide you with effective customer service;
• provide, enhance, and personalize AI-powered features within the Services...
• personalize your experience and our communications with you;
• engage in transactions with you, including contacting you about your account...
• contact you with operational information and notices related to your use of the Services;
• contact you with special offers and other promotional content related to our Services...
• invite you to participate in promotions, sweepstakes, surveys and provide feedback to us;
• analyze use of the Services and improve content, functionality, and usability...
• secure the Services and investigate and help prevent fraud, security, issues, and abuse...
• understand and resolve app crashes and other issues being reported;
• comply with any procedures, laws, and regulations where necessary for our legitimate interests...
• establish, exercise, or defend our legal rights where necessary for our legitimate interests...
• for any other purpose with your consent.

Combined Information. For the purposes discussed in this Privacy Policy, we may combine the information that we collect...

Aggregate/De-Identified Information. We may aggregate and/or de-identify any information collected...

3. COOKIES AND SIMILAR TECHNOLOGIES

To collect the information in the "Automatically Collected Information" section above, we and our service providers may use web server logs, cookies, tags...

• A web server log is a file where website activity is stored.
• An SDK is a set of tools and/or code that we embed in our applications and software...
• A cookie is a small text file that is placed on your computer or mobile device when you use the Services...
• Tracking pixels (sometimes referred to as web beacons or clear GIFs) are tiny electronic tags...

As we adopt additional technologies, we may also gather information through other methods.

We may also collect, access, or store session cookies to facilitate integrations with Financial Data Sources.

Please note that you can change your settings to notify you when a cookie is being set or updated, or to block cookies altogether...

4. ONLINE ANALYTICS AND ADVERTISING

We may use third-party analytics services (such as Google Analytics and Amplitude Analytics) on our Services to collect and analyze usage information...

We may also work with a number of companies that assist in marketing our services to you on third party websites, mobile apps, and online services...

Their activities and your choices regarding their use of your information to personalize ads to you are subject to and set out in their own policies...

If you are interested in more information about interest-based advertising and how you can generally control cookies...

Notice Concerning Do Not Track. Do Not Track ("DNT") is a privacy preference that users can set in certain web browsers...

5. HOW WE SHARE YOUR INFORMATION

We do not share Financial Information (whether provided by you manually or via a Financial Data Source integration) with (1) other companies for joint marketing purposes...

Service Providers. We may share information with select third parties who provide services to us...

Financial Data Sources. We may share information with the Financial Data Sources...

Other Users of this Service or the Public. To the extent that you post content in publicly-accessible parts...

Comply with Laws and Protect Our Rights and the Rights of Others. We may disclose your information as we believe to be necessary...

Corporate Transactions. We reserve the right to transfer your information to service providers, advisors...

With Your Consent or At Your Direction. We may share information with third parties when you direct us to do so...

6. HOW WE PROTECT YOUR INFORMATION

We implement a variety of security safeguards designed to protect your information. However, no method or transmission over the internet...

When you create an account, you may be prompted to create a username and password. If you create an account with us...

For additional details about the steps we take to protect your information, please review our Security Policy.

7. RETENTION OF INFORMATION

We will retain your information for as long as your account is active or as needed to comply with applicable legal obligations...

8. THIRD PARTY LINKS AND FEATURES

The Services may contain links, banners, or widgets to third-party sites, apps, services, and plug-ins...

9. CHILDREN'S PRIVACY

The Services are intended for a general audience and not for children under the age of 13...

10. YOUR CHOICES

Marketing Communications. You may instruct us not to use your information to contact you by email...

Removing your name from the email list may take a reasonable amount of time...

Account Information. To keep your information accurate, current, and complete...

Additional Information. If you do not want the Service to collect information through the use of cookies...

11. NOTICE TO CALIFORNIA RESIDENTS

California's "Shine the Light" law gives California residents the right under certain circumstances to request information...

12. NOTICE TO NEVADA RESIDENTS

Certain Nevada consumers may opt out of the sale of "personally identifiable information" for monetary consideration...

13. CHANGES TO THIS PRIVACY POLICY

We reserve the right to update or modify this Privacy Policy at any time to reflect changes in the law...

14. CONTACT INFORMATION

If you have any questions or comments about this Privacy Policy, our privacy practices, please contact us at [email protected] or by writing to us at:

Money AI, Inc.
131 Continental Dr
Suite 305
Newark, DE, 19713 US